"There are four ways to redeem credit card points of Ping An Bank. Let me share with you:
The first way is to log on to Ping An Bank official website online and exchange it in official website.
The second way is to download Ping An Bank's app, log in to the app and click "My" to find the "Member Center", and then redeem it according to the points in the Member Center.
The third way is to dial 955 1 1 and redeem points according to telephone voice reminder or manual service.
Everyone is thinking, how can we get more points? The method is simple. The more you spend, the more points you get. Not only Ping An Bank, but also other banks' credit cards mainly rely on consumption to earn points. Moreover, the coverage of online payment channels such as Alipay and WeChat is getting wider and wider, and it is more convenient for consumers to get points.
From the effective date of the new regulations on June 6, 20 14, 14 customers will issue new cards, and the month when the new cards are issued will be the starting month for accumulating account points (including but not limited to new application for issuance, loss reporting, replacement of cards, expired renewal of cards, application for supplementary cards and application for other cards).
If the cardholder applies for a replacement card after the card is lost or damaged, the points obtained from the original card transaction can be used normally within one week from the date of activation of the new card. If the new card is not opened within three months from the date of operation of the replacement card, the points obtained from the original card transaction will automatically become invalid. Ping An Bank's credit card points can only be redeemed for three years. When the time is up, the credit card points will be cleared automatically and the points will start again. So remember, accumulated points must be used in time to avoid waste.
Let me share with you how Ping An Bank's credit card points are accumulated: 1. Ping An Bank's credit card consumption 1 RMB can accumulate 1 Wan Li ordinary points, and if it is 1 USD, it can accumulate 80,000 ordinary points. Furthermore, Ping An Bank can accumulate 65,438+0 points for every 65,438+0 yuan RMB spent, and 8 points for every 65,438+0 USD spent. Amounts below RMB 1 yuan are not counted as points. Points above RMB 1 yuan but below RMB are rounded to the nearest corner and points, just like the points of supermarket shopping, and so on. In addition, if a friend with a car swipes the owner's card of Ping An Bank Credit Card to refuel, the refueling fee of 1 yuan is equal to 2 times the consumption points. And in retail, accommodation, catering, leisure and entertainment, life services and other aspects can also accumulate points. "
What is the most cost-effective way to use credit card points of Ping An Bank?
If you have accumulated credit card points of Ping An Bank, you can redeem them through the official channels of Ping An Pocket Bank APP or a wallet APP. Measure the number of points you have and the value of goods in integral mall, and exchange them according to your needs. A wallet is a mobile payment client launched by Ping An Pay, a subsidiary of China Ping An. A wallet App focuses on five financial value-added and consumption scenarios, such as wealth management, shopping, life, payment, and points, providing users with comprehensive payment services covering online and offline, helping users manage funds, accounts, and points, and creating smart all-around wallets by providing users with wealth management and consumption payment services.
Reply time: 2022-0 1- 14. Please refer to the latest business changes announced by Ping An Bank in official website.
How to exchange credit card points of Ping An Bank?
1. Log in to Ping An Pocket Bank APP and enter the credit card page.
2. Click Credit Card-Points Reward on the homepage to redeem credit card points.
There are four main ways to exchange credit card points of Ping An Bank.
1, Bank official website Exchange
2. Telephone exchange: Call Ping An Bank's customer service hotline 955 1 1, and press 9 to apply for points exchange according to the voice prompt;
3. Redemption of business outlets: You can directly redeem points at the business outlets of Ping An Bank with your credit card and valid identity documents.
4. Third-party platform redemption: items redeemed by points can be transferred and realized in redemption and recovery.
Generally, it can be exchanged for credit cards, gold cards, airline miles, electronic products, food stamps, supermarket cards and so on.
Operating environment: (Ping An Bank Version v5.4.6)
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks.
1. In terms of corporate business, with the goal of providing high-quality and efficient services for small and medium-sized enterprises, Shenzhen Ping An Bank has made great efforts to build a financial brand for small and medium-sized enterprises (SMEs), and made many innovations in the business field of SMEs with professional teams, professional products, professional services and professional management. Through in-depth market research, formulate flexible credit policies that meet market demand, continuously simplify business processes and improve approval efficiency; By effectively integrating business outlets, online banking, telephone banking and other diversified service platforms, we will broaden the financial service channels for small and medium-sized enterprises, help China customers solve financing problems, improve the efficiency of capital use, and provide a package of comprehensive financial services with the help of China Ping An Group's resource advantages to create maximum value for customers.
2. In terms of basic platform, as a bank with the service tenet of "professionalism, value and innovation", Shenzhen Ping An Bank innovatively developed the first centralized large-capacity AS/400 integrated business system in Shenzhen, and took the lead in launching an integrated customer relationship and credit business management system, realizing the electronic management of the whole process of credit business. "18 banking network" has reached the advanced level of domestic online banking, and mobile phone dynamic password authentication; Dynamic token authentication; The risk control mechanism of corporate banks is the first in the industry. The "Shenzhen University Campus Card", which was innovatively launched with Shenzhen University, not only improved the financial function and campus function, but also created a number of domestic firsts, greatly improving the level of campus management.
3. The debit card of Ping An Bank refers to the RMB debit card issued by Ping An Bank to the public with the approval of the People's Bank of China. It has the functions of inquiry, deposit and withdrawal, transfer settlement, universal deposit and withdrawal, one-card multi-account, shopping and consumption, payment agency, self-service banking, telephone banking, online banking, revolving loan, VIP service and so on. Ping An Bank has four debit cards, namely Puka, Gold Card, Platinum Card and Diamond Card.
How to use Ping An Bank's points best?
Ping An Credit Card points can be exchanged for gifts or coupons, prepaid phone bills and oil cards, and the points are used for shopping in cash. You can redeem it by yourself in the following ways, which is very convenient: 1, log in to the APP- My-Points area of Ping An Pocket Bank, select the required goods, and follow the prompts; 2. Log in to One Wallet APP- Shopping, select the goods you need, and try to exchange points or points for cash; 3. Click on the link to log in to the points website. Tips: 1, Ping An Credit Card points are cleared once every three years, so it is recommended to use them in time; 2. If you have any questions, you can call customer service at 4008880999 for consultation.
So much for the introduction on how to use Ping An credit card points.