Usually, the annual fee for the China Merchants Bank Gold Credit Card is 300 yuan/year, and the China Merchants Bank Gold Credit Card has an annual fee-free policy. You can waive the annual fee as long as you swipe the card 6 times a year. If the user has had the annual fee deducted because he forgot to use the card 6 times, he can call the China Merchants Bank Credit Card Center to apply for a recharge. After the user has used the card 6 times, the system will automatically refund the annual fee of 300 yuan to the user's credit card account. The annual fee cannot be refunded if no application is made.

It is a product of Guangzhou Rural Commercial Bank. It was developed by a regional bank.

If you have a China Merchants Bank credit card and an annual fee of 300 yuan is deducted, you can roughly judge that the card is a gold card, and the annual fee of the China Merchants Bank gold card can generally be reduced. . The annual fee for the first year is usually waived directly, while the annual fee for the following year can be waived as long as the cardholder can swipe the card six times within a year. Therefore, if an annual fee of 300 yuan is deducted from your China Merchants Bank credit card, it means that you did not use it enough times that year, so the annual fee cannot be reduced. However, China Merchants Bank also stated that cardholders can apply for an extension to waive the annual fee. If successful, the annual fee will be automatically deducted from your subsequent consumption bills, which is equivalent to refunding the annual fee to you. Usually, as long as the cardholder can swipe the card enough times within one month after charging the annual fee, China Merchants Bank will cancel the annual fee already collected.

The annual fee for the China Merchants Credit Card Gold Card is 300 yuan. Users can apply for a recharge to have the customer service refund the 300 yuan annual fee. After the user calls the China Merchants Bank customer service hotline and applies for a recharge, the customer service will allow the user to complete the recharge within a period of time. After the re-brushing is completed, call the customer service hotline, and then the manual customer service can refund the 300 annual fee.

Since the gold card can be deducted by swiping the card 6 times, users should pay attention to swiping the card 6 times, so that the annual fee will not be charged.

Credit cards all have annual fees, but in order to attract users to apply for credit cards, banks have also launched corresponding credit card annual fee-free policies. Under normal circumstances, the annual fee of 300 for China Merchants Bank credit cards often refers to the annual fee for ordinary China Merchants Bank credit cards. According to the annual fee regulations for China Merchants Bank credit cards, to eliminate the annual fee of 300, you can mainly achieve the purpose of waiving the annual fee by swiping your card. . Under normal circumstances, users can be exempted from the annual fee as long as they swipe the card 6 times per year; if the cardholder does not reach the standard for swiping the card that year, they can also apply for a recharge from China Merchants Bank customer service to refund the deducted annual fee. However, Users need to first apply to China Merchants Bank customer service for a recharge. After the bank accepts the application, the cardholder can then use the credit card to complete the task of swiping the card, and then he can apply for a refund of the annual fee.