Legal analysis: You won't go to jail if you can't pay 3, yuan for your credit card. If you can't pay 3, yuan for your credit card, you have to bear civil liability, and imprisonment is a criminal punishment. If you can't pay 3, yuan for your credit card, you don't have to bear criminal punishment. Creditors of credit cards may apply to the people's court for property preservation, payment order, or prosecution, and may also apply for enforcement after winning the case.

legal basis: article 242 of the civil procedure law of the people's Republic of China, if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the property of the person subjected to execution, such as deposits, bonds, stocks, fund shares and so on. The people's court has the right to seize, freeze, transfer or change the price of the property of the person subjected to execution according to different circumstances. The property inquired, seized, frozen, transferred or changed in price by the people's court shall not exceed the scope of the obligations that the person subjected to execution shall perform. When the people's court decides to seize, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.