Credit cards of China Merchants Bank can be used for shopping through Amazon, Suning.cn, Apple Online Store, Taobao (Tmall) and other cooperative websites. Credit cards can be paid in installments. (Business card has no installment business) The cardholder can choose to repay the credit card by dividing it into three installments (month), six installments (month) and twelve installments (month) on average according to the total price of the purchased goods or services.
our bank provides interest-free installment payment service, which provides customers with the preferential interest-free monthly payment. During the repayment period, customers use our credit card account to pay the price of the goods in monthly installments, and they can enjoy the interest-free period as long as they repay the goods in full according to the bill amount before the due repayment date each month. However, there will be installment fees, specific charging standards and available stores. You can log on to our credit card website /StepShop/ and click "installment shopping" to inquire. Even if the installment is settled in advance, the handling fee will not be refunded.
The credit card installment number cannot be modified after success. If you need to settle the installment payment in advance, please call our customer service hotline to transfer it to apply for you manually. After the application is approved, the unpaid principal and handling fee shall be settled in one lump sum, and the bill amount shall be paid off in one lump sum if it appears in the next month's bill. (Business card has no installment business)