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On December 8, 23, CITIC Bank Credit Card Center officially issued CITIC credit cards to the outside world. By the end of October 26, the cumulative number of cards issued had reached nearly 2 million, ranking among the top in the domestic banking industry, among which CITIC Platinum Credit Card ranked first in the country, initially establishing its position and brand image in the credit card market in China.
CITIC Bank's credit card has always been aimed at serving the public, and it will serve the public better. Many people who have used credit cards know that credit cards are very convenient, not only in domestic shopping malls and supermarkets, but also in some foreign consumption places. Credit cards have greatly facilitated the general public and made banks gain more profits from them. CITIC Bank credit card is one of them, but there are several problems to be paid attention to when using CITIC Bank credit card.
First of all, it is necessary to develop good consumption habits, so as not to brush off all the credit lines without restraint. Credit cards are used in some occasions when cash and bank cards can't be paid normally. Credit cards of CITIC Bank have a certain amount, and the amount of ordinary high-quality customers will be higher accordingly.
Another thing to note is that the credit card of CITIC Bank must be repaid on time. Repayment on time is a sign of a person's sense of responsibility. If the cardholder cannot guarantee timely repayment, it is best not to use the credit card.
CITIC Bank provides a number of financial services, and at the same time, it can provide loans to all sectors of society. Personal credit loans account for a large proportion of CITIC Bank's loan business. In many cases, personal credit loans can be applied for installment payment. If the current bill amount of cardholders reaches 8 yuan or above, they can apply for interest-free installment payment. However, consumers who have been in shopping malls and after a single consumption installment cannot use the bank's re-installment payment requirements. In addition, it should be noted that holders of CITIC Bank credit cards can only apply for interest-free installment within three working days from the bill date to the repayment date.