Yes, you can repay your credit card in installments if it is overdue.

Details are as follows:

1. Bank installment repayment system: After the credit card is overdue, banks usually provide installment repayment options. This means you can negotiate with your bank to spread the overdue amount over multiple monthly installments.

2. Installment repayment handling fee: Installment repayment usually requires payment of a certain handling fee. The specific fee standards may vary depending on the bank and credit card type. Normally, the processing fee will be shown on each installment bill.

3. Impact on credit record: Installment repayment after overdue can help you maintain your credit record. By making installment payments, you can avoid having a late credit card recorded on your credit report and negatively impacting your credit rating.

Summary:

Overdue credit cards can be solved by installment repayment. You can negotiate with your bank to spread the overdue amount over multiple months for repayment to reduce the financial burden and maintain a good credit record. However, please note that there will be an installment repayment fee.

Extended information:

Instalment repayment is a relatively common credit card repayment method, suitable for overdue repayments in temporary financial difficulties or emergencies. Installment repayment can be flexibly arranged according to your repayment ability, reducing the financial pressure caused by one-time repayment. However, when choosing to repay in installments, be sure to understand the bank's fees and repayment schedule to avoid additional costs and inconvenience.

I hope the above information is helpful to you. If you have further questions, please feel free to ask.