If it is a China Merchants Bank credit card, cash advance will incur corresponding handling fees and interest. Handling fee: The handling fee for domestic RMB cash advances is calculated at 1% of the amount of each cash advance. The minimum charge is RMB 10 per transaction. The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is calculated at 3% of the amount of each cash advance. Fees, the minimum charge is RMB 30 or US$3 per transaction (the minimum charge for American Express-Centurion Black Gold Card, American Express-Centurion Platinum Card is US$5 or RMB 30 per transaction); Interest: Pre-loan Cash transactions do not enjoy the interest-free repayment treatment. Interest will be charged at a daily interest rate of 0.5% from the transaction date to the settlement date, and compound interest will be charged on a monthly basis.