Hello, if I apply for a credit card and issue a proof of employment, will the bank confirm it with the company?
When applying for a credit card, the bank will confirm the employment certificate with the company.
1. Pay attention to the writing format of the employment certificate;
2. The employment certificate must be stamped with a "fresh seal", that is, a copy of the income certificate is invalid;
3. The seal must be the official seal of the unit. And it must be a medal;
4. Some banks also need to provide a copy of the business license with an official seal;
5. In addition to having an employment certificate + a copy of the license, some banks The bank also needs to pay attention to telephone follow-up interviews. Will the bank confirm the employment certificate with the company when applying for a credit card?
Will confirm with the company. The details are as follows:
Employment certificate is a kind of proof of personal employment status and income that Chinese citizens need in daily production, life and business activities. It is generally used when applying for overseas visas.
Pay attention to the writing format of the employment certificate.
The employment certificate must be stamped with a "fresh seal", that is, a photocopy of the income certificate is invalid.
The seal must be the official seal of the unit. And it must be a medal.
Some banks also need to provide a copy of the business license with the official seal.
In addition to having proof of employment + copy of license, some banks also need to pay attention to a telephone return visit. If I apply for a credit card on the bank's website, will the card-issuing bank call the company or go directly to the company?
They won’t go to your company.
But they will check your credit by phone, they will call you, and they may also call your work or home. The main functions are:
1. Confirm that your unit actually exists
2. Officially you really exist.
It doesn’t matter if no one answers the phone. It must not be “the number you dialed is empty.” When applying for a credit card, will the bank call the company for a follow-up visit?
Hello, I When the bank's review department accepts your credit card application, it will review it through multiple channels and methods. Telephone verification is only one of the processing methods, but it is not a necessary process, so there may be cases where the review results are obtained without contact. . Will the bank confirm information when opening a credit card, such as salary income?
If it is a China Merchants Bank credit card, the relevant information has been confirmed during the review. When opening a card, you only need to enter the relevant information reserved during application. Hello, I applied for a credit card in 2009 and canceled the card in 2010 and paid off the money. But now I want to apply for it again. I have a bank certificate and can the bank handle it for me?
Hello! You can apply at a regular bank branch with your ID card, work certificate and income certificate. If you apply for a credit card and use it as a fake income certificate, will the bank detect it?
Now it mainly depends on your bank statement.
Don’t pay much attention to proof of work and the like.
Because everyone knows that as long as the relationship is good, these things can be opened at will.
Will the bank take the initiative to contact me to apply for a credit card?
Yes, as long as your credit is sufficient and you are able to repay the loan, the credit card staff will come to you, especially when you are working in the unit, they will ask you for help. The entire unit applies for it. They have tasks and commissions. Can I use two proofs of employment to apply for credit cards from two banks, but from the same company?
Yes, but the company name and address are required. Same thing, it’s best to have the same landline phone number, it won’t have any impact on your position! But within a period of time, do not apply for too many credit cards at the same time. This way the bank will see that you have applied too many times and may or may not issue a card to you@
I hope this helps, If you have any questions, please feel free to ask
If you are satisfied, please accept. Thank you O(∩_∩)O~ Hello, are you there? May I ask if I have applied for a China Construction Bank credit card ETC and it has been approved for a month?
Generally it does not take that long. The card will be sent out about 3 working days after it is approved. The card will be sent to you after it is sent. SMS, I don’t know if I have received the SMS. There is a mailing order number in the SMS. You can go to the official postal website to check the mailing progress.
If you do not receive even a text message, you can call the CCB credit card customer service hotline and inquire through manual service.