The credit card is overdue for several months and fully repaid, which shows the difference between the card being unavailable and the card being frozen.

Credit card overdue for too long, banks in order to reduce the bad debt rate, there will be the above two situations.

This card is unavailable, that is, this card has been revoked and can no longer be used.

Freezing means temporarily unavailable. After a long time, the credit performance is good. The credit cards of other banks are normal and the repayment is not overdue. There is still a chance to give you a credit line, and then give you a credit line. I hope my answer can help you.

Will there be interest after the credit card is frozen? An authoritative person will inform my younger brother, and I am very grateful! ! !

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