It is understood that the grace period for credit card repayment of Guangfa Bank is at most three days, that is to say, as long as the credit card of Guangfa Bank is repaid within the last three days of the due date of credit card repayment, it will be regarded as repayment on schedule, and it will not be regarded as overdue, nor will it be included in the central bank's credit information system, and it will not cause its own bad credit record.

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1. What if Guangfa Credit Card cannot be swiped?

1. If the password is wrong and the credit card cannot be swiped, the user can reset or modify the password.

2. If the available credit cards are insufficient, users can apply to the bank to increase the credit card limit.

3. If the credit card cannot be swiped due to the limit of credit card amount or times, the user will wait until the credit card amount is available.

4. If the card is temporarily frozen, the credit card can't be swiped, and users don't have to worry. The credit card will be unfrozen automatically after being temporarily frozen for 7 days. Users can call the Guangfa Credit Card Service Hotline and propose to unfreeze the credit card.

2. What cards does Guangfa Credit Card have?

Guangfa Credit Card has the following cards:

The most popular ones are Guangfa Taobao Card, Guangfa Zhenqing Card, Guangfa International Student Credit Card and Guangfa Zhenshangbai Credit Card.

The rest are Guangfa Owner's Credit Card, Guangfa Ctrip Credit Card, Guangfa Easy Car Co-branded Card, Guangfa Vitality Card, Guangfa Vipshop Credit Card, Guangfa DIY Credit Card, Guangfa Owner's Credit Card, Guangfa China Southern Airlines Pearl Credit Card, Guangfa China Eastern Airlines Credit Card, Guangfa Wanning Credit Card, Guangfa Phoenix Yin Zhi Air China Credit Card, Guangfa Xiangzhen White Card and so on.

3. Is it fast to apply for Guangfa Credit Card?

The credit card processing time of Guangfa Bank can be roughly divided into two situations:

1. Applicants who apply for the credit card of China Guangfa Bank for the first time, if the materials are submitted completely, will generally complete the examination in about two weeks, and the examination results will be notified to the applicants by SMS. After the card is approved, it will be delivered in about 3-5 working days. When sending the card, it will be sent by registered mail or express mail, and the registered letter or express code will also be sent by SMS. Under normal circumstances, if it is the first time, it will be slower, because the audit is more troublesome.

2. Application for Credit Card Holder of Guangfa Bank If you already have a credit card of Guangfa Bank, but you just want to apply for another one after seeing other cards of CCB, it is relatively easy to apply. Generally, the audit is completed in about 5 working days, and the card will be sent in 3-5 working days.