Does it matter if a credit card provides a house purchase contract?
Hello, it is beneficial to apply for a credit card to provide a house purchase contract, because you provide a large amount of assets, which shows that you have more strength and the credit card approval amount will be higher.
can I get a credit card for the contract of buying a house?
The house purchase contract can be used as a fixed asset to apply for a credit card. However, it is best to apply for it after you repay the mortgage for half a year, so that your quota is higher. You can get a credit card from any bank where your loan is located
Can you get a credit card if you have a house purchase contract
You can get a credit card.
the applicant should be 18-6 years old (25-6 years old for foreigners), have certain financial ability and have a good credit record.
the credit card application result is subject to the actual review.
Copy of credit card application and ID card (foreigner: passport and residence permit or employment permit; Taiwanese: Taiwanese certificate and employment certificate; People from Hong Kong and Macao: Home Visit Permit and Employment Permit/Residence Permit) and work certification documents issued by the unit.
providing the following information will help to increase the credit limit. A copy of the bank's running list of savings accounts in the past three months; The original proof of the balance of assets in the wealth management account opened by the bank; A copy of the property ownership certificate (including my name), and a copy of any water, electricity and coal invoice documents of the property in the last 3 months; Copy of my car driving license.
Extended information:
Consequences of overdue credit card
1. Liquidated damages, usually the minimum repayment amount, account for 5% of the unpaid part.
2, high interest, and it is a rolling interest, and interest is very scary when there are many debts.
3. The overdue period will stain the credit record, which will lead to the inability to handle financial needs such as house purchase and loan in the next two years.
4. If it is overdue for more than 3 months and the amount exceeds 1,, the bank has failed to make several reminders, and it will not only pay back the money, but also bear criminal responsibility.