China Merchants Bank Credit Card Points is a point service provided by China Merchants Bank to credit card users. Points can be earned through consumption, transfer, payment, etc. China Merchants Bank credit card points can be used to redeem gifts, offset cash, offset expenses, etc.

The ways to obtain China Merchants Bank credit card points are:

1. Consumption acquisition: You can get points by spending at designated merchants of China Merchants Bank credit card. The points ratio is generally 11, that is, 1 yuan spent Earn 1 point.

2. Obtain points by transfer: China Merchants Bank credit card users can obtain points by transferring money. For example, by transferring money to other credit card users of China Merchants Bank, points can be obtained. The points ratio is generally 11, that is, you can get points by transferring 1 yuan. 1 point.

3. Obtain points through payment: China Merchants Bank credit card users can earn points by paying utility bills, insurance premiums, etc. The points ratio is generally 11, that is, 1 point can be obtained by paying 1 yuan.

4. Other acquisitions: China Merchants Bank credit card users can also earn points by participating in China Merchants Bank’s activities and participating in China Merchants Bank’s lottery activities.

The ways to use China Merchants Bank credit card points to redeem gifts are:

1. Points redemption: China Merchants Bank credit card users can redeem gifts by redeeming points. The gifts provided by China Merchants Bank are in kind. Gifts, virtual gifts, etc. The price of gifts redeemed by points is generally lower than the market price, which can save costs.

2. Points deduction: China Merchants Bank credit card users can purchase gifts through points deduction. The gifts provided by China Merchants Bank include physical gifts, virtual gifts, etc. The price of gifts with points deduction is generally higher than the market price. Low, can save costs.

3. Points for cash: China Merchants Bank credit card users can purchase gifts by using points for cash. The gifts provided by China Merchants Bank include physical gifts, virtual gifts, etc. The price of gifts with points for cash is generally higher than the market price. Low, can save costs.

In short, China Merchants Bank credit card points can be obtained through consumption, transfer, payment, etc., and can be used to redeem gifts, deduct cash, deduct expenses, etc., which can save costs and is a very cost-effective service. .