Of course. If a user buys a mobile phone online in a physical store, the physical store will cooperate with consumer finance, and the user can apply for a consumer finance loan on the spot and purchase the mobile phone in installments. Users can purchase mobile phones by stages in online shopping malls, such as JD.COM Baitiao and Bai Hua Shopping Mall. Therefore, if the user does not have a credit card, it will not affect the user's purchase of the mobile phone by installment, but if the mobile phone is purchased by installment in official website, the credit card can enjoy the interest-free discount by installment.

What does it mean to upgrade ABC's credit card to platinum card?

Upgrading the Platinum Card of Agricultural Bank of China Credit Card means that users have always maintained good card-holding behavior and good credit, and can apply to Agricultural Bank of China for upgrading the card level to a higher-level Platinum Card. If the application is successful, the card limit will naturally increase and the rights and interests will be richer.