In order to meet people's needs, major banks have launched credit cards, and new feature cards are launched every year. The application conditions for these credit cards seem to be similar, but the application thresholds are slightly different. According to the card Friends have reported that these credit cards are easier to get approved for.
1. China Merchants Bank Young Card
China Merchants Bank Young Card is a credit card launched by China Merchants Bank for young people under the age of 30. As long as the age meets the requirements, even if we have just entered the society Interns can also apply successfully, and if the credit limit is between RMB 10,000 and RMB 50,000, they can enjoy a cash withdrawal limit of RMB 100,000.
If the applicant can provide a diploma of undergraduate or above, it will usually be approved quickly.
2. CITIC Bank Standard Credit Card
CITIC Bank Standard Credit Card is a UnionPay standard credit card launched by CITIC Bank. Generally speaking, as long as the applicant is over 18 years old and has a stable job and income , and you can apply if you have no bad personal credit record. According to feedback from cardholders, the withdrawal rate for changing the card is very high.
3. Pudong Development Bank Beautiful Woman Card
Beautiful Woman Card is a credit card launched by Shanghai Pudong Development Bank with shopping discounts for women. This card is only available to women. It is 1 in the world. With cash back on every purchase, the Beautiful Woman Card is a good choice for women who like to shop, and can save a lot of shopping costs.
4. Industrial Bank Mango Card
Industrial Bank Mango Card is a travel credit card product. Generally speaking, as long as you meet the basic conditions for credit card application, inform the bank when applying for a credit card. If the staff is willing to travel overseas, the Mango Card can basically be approved.
The application thresholds for the above credit cards are relatively low. Whether the specific credit card application can be passed mainly depends on the applicant's personal qualifications. As long as the personal qualifications are good enough, no matter what credit card you apply for, the pass rate will be the same. It is relatively high. On the contrary, if the individual does not have the qualifications to apply for a credit card, it will be easily rejected.