I used to apply for a credit card and get the card in one day
No, no matter what channel you apply for, you cannot get the card in one day. Because after the user applies for a credit card and submits the information, the bank has to submit the information to the credit card center, and the credit card center also needs to review it. The card will be issued only after the review is passed. After the card is printed, it will be mailed. The mailing time is also related to the distance and other factors. It takes about 20 working days to go to the bank to apply for a card and get the card.
When I go to the bank to apply for a credit card (debit card) at ICBC, can I get the card in one day?
This is not possible, because applying for a credit card (debit card) at ICBC generally takes about 15 days for review. If the review is passed, it will take another 7-15 days for mailing, so you need to It is impossible to get a credit card (debit card) on the same day you apply for it.
However, if you have applied for a credit card (debit card) at ICBC before, the approval time will be faster. If you really can’t wait, you can also apply for virtual credit cards such as Ant Huabei and JD Baitiao. Credit cards (debit cards), these can usually be used if applied on the same day. If you have cash requirements, you need to apply for an online loan.
How long does it take to apply for a credit card?
Applying for a credit card requires a certain process. Generally, it takes 20 to 40 days. Of course, there are exceptions.
If the applicant meets the requirements for a postal savings credit card, it generally does not take a long time. The approval can be completed in 15 working days. It takes 8 working days for the credit card to be reviewed. The relevant procedures are as follows:
1. As long as the submitted application materials are complete, it will generally take 8 working days to complete the review after receiving your application information from the review department;
2. After passing the review, it will be reviewed within 2 working days Make cards for customers within the day;
3. Send them to customers by registered mail according to the billing address. Generally, the delivery time of registered mail is within 15 days.
If you have high time requirements, you can go to an Everbright Bank branch with relevant documents to apply. If everything goes well, you can get the card in one day. You can try it.
Warm reminder: A credit card must be applied for by someone over 18 years old with stable repayment ability, so you must bring all relevant documents when applying for a credit card.
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It usually takes 20 to 40 days to apply for a bank card. If you want to go faster, you can choose banks such as Guangfa, Industrial Bank, Everbright, etc. I hope my answer will be helpful to you, and I wish you a successful card application as soon as possible.