First of all, choose the right channel to handle the card.

Credit card application channels can be mainly divided into online and offline. If you want to apply for a large credit card, it is recommended to apply through the counter of offline outlets, and submit the created asset certificate to the bank as the card handling information, which will greatly improve the success rate. As for the online credit card application channel, although it is convenient and fast, the application amount is generally not too high because of the small amount of materials submitted. However, it is easy to apply for a 5w credit card directly as long as you pay attention to applying for a bank, improve your comprehensive score and fill in the information in the application form.

Second, optimize personal credit reporting.

We must pay attention to the importance of credit reporting, because it will definitely not work if it is overdue. If there are many credit inquiries, it is recommended to optimize them before applying, so that the success rate is higher. In addition, there is personal debt ratio. Before applying for a credit card, you can choose to cancel the credit card that is not commonly used, which can reduce your credit debt and improve the success rate of credit card application.

Third, personal assets apply for credit cards.

If you have personal conditions, such as having a house and a car, you can apply for a large credit card directly through the offline counter. However, it should be noted that the house area should be greater than 80 and the car value should be greater than 300,000 before it can be submitted as effective financial proof. In this way, 100% can easily apply for a credit card with a credit limit greater than 5w.

Fourth, credit card deposit application

In this way, China Merchants Bank is recommended to apply for a direct demand deposit of 500,000 yuan. /kloc-handle the investment sunflower wealth management card within 0/5 days. Then apply for a credit card directly on 15, and the amount of the card will definitely not be less than 50,000.

Verb (abbreviation of verb) fill in the application materials

1, Education: Those with education must fill in the highest education, and never leave out or fill in the lower education.

2. Marital status: Banks prefer married people. Under the same conditions, the passing rate and initial quota of married people will be higher.

3. Industry: Banks prefer industries with high consumption and stable jobs. Employees of government agencies and large enterprises are often easier to apply for cards than employees of ordinary enterprises, and the quota will be higher.

4. Economic ability: You have a savings card in the bank, and there are certain conditions such as deposit and running water in the card to prove your economic ability. The more, the better. If not, income certificates, real estate and vehicles can also be added.

The above methods depend on your own experience and type of work. I hope they can help you!

How to handle a large credit card, teach you a few tricks to handle a large credit card.

How to handle a large credit card, teach you a few tricks to handle a large credit card.

Handling large credit cards will not be as easy as ordinary cards and gold cards. The application threshold for large credit cards is not only high, but also the application process is relatively complicated, so the final result is not 100%. The credit line depends on everyone's comprehensive situation and past credit records. If you want to apply for a large credit card, you can try the following methods.

The first way is to provide proof of property to the bank.

Submitting proof of property is the most direct way to handle the card. If you have strong property certificates, such as automobile property certificate, house property certificate, bank deposit certificate, securities certificate, large wealth management products, etc. Then you can provide these financial certificates to the bank, and you can also provide some attachments, such as technical grade certificate, business license of individual industrial and commercial households, business license of enterprise legal person, etc. So that the bank can give a higher amount according to these attachments.

In the second method, a card is required for large capital deposits.

When handling large credit cards, it is best to choose a bank with existing business cooperation, such as the bank where the salary card is located and the bank with time deposits.

Or a bank with a large current account and frequent capital exchanges, because most banks have deposit tasks now, you can directly tell the business personnel that if you can't provide you with a high credit card, you won't continue to deposit. Generally speaking, the bank will handle a large credit card for you in order to leave a deposit.

The third way is to buy an insurance card.

This method is only applicable to Ping An Bank. If the applicant has purchased Ping An insurance and paid more than 30,000 yuan per year, he can apply for a platinum credit card at least.

The fourth method, high consumption card.

If the applicant has purchased a first-class air ticket, the airport corridor can directly handle the credit card. In addition, if you sign a foreign travel contract, you can also apply for a credit card from Industrial Bank.

The last way is to use a card.

If you already have a credit card with a quota of more than 50,000, it will be much more convenient to apply for a credit card in other banks, and generally you can get a higher quota.

Fast card handling skills for large credit cards

Many card friends want to have a high credit card, but they don't know any quick card handling skills. Here, from the two situations of no card and card, we will introduce what methods should be taken to obtain high-value credit cards quickly.

Situation 1: Never used a credit card. In this case, it may be difficult to apply for a large credit card. So what does the bank look at? Your income and assets determine whether to give you a card and a credit line.

Situation 2: You already have a credit card. If you already have one or more credit cards and have a good repayment record, you only need to pay attention to one thing. Good consumer credit and repayment credit are the key to applying for a large credit card.

Fast processing skills of large credit cards;

First, you can choose to apply for a credit card at the bank counter. Applying for a credit card at the bank counter can ensure the safety of personal credit card application materials without worrying about personal information being leaked and stolen.

Secondly, you can choose online banking application. You only need to choose your city, the credit card products you need to apply for, and fill in your personal information to apply.

Thirdly, you can choose to download the application form from the website and mail it to the credit card center for processing. The advantage of this method is that it can realize fast filing on the basis of ensuring the security of your personal information and meet your demand for fast credit card processing.

Finally, each channel of fast credit card processing has its own characteristics in terms of approval speed, information security and ease of use, so you can choose according to your personal needs.

The introduction of how to handle large credit cards quickly and how to handle large credit cards quickly ends here. I wonder if you found the information you need from it?