How can I return the US dollars from the Bank of China credit card?

At present, China Bank supports a variety of++repayment methods, such as telephone purchase of foreign exchange, automatic deduction and++automatic purchase of foreign exchange.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.

how do I return dollars to my credit card account?

Take your ID card to the counter, and RMB can be handled directly. When++consumption has generated a USD bill, you can choose to enable the function of "purchasing foreign exchange for repayment with USD bill".

after opening, your RMB repayment will be automatically converted into US dollars, and your US dollar bill will be repaid first (the exchange rate will be converted to the exchange rate on the day of your payment), and the repayment after the US dollar bill is paid off will continue to repay your RMB bill.

There are three ways for China Merchants Bank's credit card to repay in US dollars for reference:

1. One-card and credit card go to the counter to open the self-service transfer function, one-card directly purchases foreign exchange in US dollars, and online banking directly repays manually.

2. If it is inconvenient to go to the counter, the card will be opened and the credit card will be automatically debited after purchasing US dollars.

3. the function of purchasing foreign exchange is enabled on the credit card, and the RMB can be returned on one card.

Extended information:

Notes on RMB to USD bill:

1. If it is a non-USD++transaction, it will be converted into USD by the international credit card organization and recorded in USD bill. (in the above process, international organizations such as VISA and MasterCard will charge 1.5% foreign exchange handling fee)

2. The amount of foreign exchange purchased in the current period cannot exceed the amount of the current US dollar bill, and the exchange rate for foreign exchange purchase is the US dollar selling price of China Merchants Bank announced at 1: on the repayment day.

3. if you set the function of purchasing foreign exchange for repayment of US dollar bill and the function of "automatic repayment" of US dollar account at the same time, your RMB repayment will be given priority to purchasing foreign exchange to repay your US dollar bill, and the difference between the self-deduction amount (full or minimum) set in your US dollar bill in this period and the agreed amount of purchasing foreign exchange will be deducted from your designated US dollar automatic repayment account.

4. after the automatic purchase of foreign exchange is set up successfully, if the cardholder fails to pay off the US dollar bill on the due repayment date, if there is RMB overpayment in your credit card, our bank will automatically deduct the corresponding amount from your RMB overpayment to purchase foreign exchange to repay your US dollar bill.

Reference: China Merchants Bank _++Transaction Repayment

How to operate CCB's credit card repayment in US dollars?

The customer can repay the credit card++debt of CCB in the following ways:

1. Log in to the mobile banking, select the credit card++and repayment currency through "Credit Card-Card Service-My Account-Repayment for Me", and then repay my credit card++debt by purchasing foreign exchange or repayment in the same currency.

2. Log in to personal online banking, select the++and++currencies of the credit card through "Credit Card-Account Transaction-Repayment for Me", and then repay my credit card++by purchasing foreign exchange for repayment or repayment in the same currency.

Tips: If customers use the available credit card to purchase foreign exchange for repayment, interest will be charged from the date of purchasing foreign exchange, and the interest will be compounded monthly.

(in case of business changes, please take the actual situation as the standard. )

How to repay the US dollar bill of China Bank

At present, China Bank supports a variety of++repayment methods, such as telephone purchase of foreign exchange, automatic deduction,++automatic purchase of foreign exchange, etc.:

(1) If you have enabled the global single RMB settlement function, all the++consumption will be recorded in RMB, so just repay RMB;

(2) If automatic repayment has been bound, you can choose to repay the credit card++debt with RMB in the associated account, or repay the credit card++debt through the corresponding++in the associated account;

(3) If you have enabled the automatic bill purchase function, you only need to ensure that there is enough RMB credit balance in the RMB account of the credit card on the due repayment date or the day before the due repayment date, and the system will automatically repay the RMB credit balance++debt according to the real-time exchange rate of that day;

(4) Bring the current bill and the original ID card to the counter to purchase foreign exchange for repayment;

(5) If there is RMB credit balance in the account, you can purchase foreign exchange for repayment through online banking, "China Bank Credit Card" WeChat WeChat official account, Colorful Life APP, customer service hotline and other channels.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.

How to repay the US dollar bill of credit card

There are three ways to take the credit card of China Merchants Bank as an example:

1. One-card and credit card go to the counter to open the self-service transfer function, one-card directly purchases foreign exchange in US dollars, and online banking directly repays it manually.

2. If it is not convenient to go to the counter, the automatic debit of the credit card will be activated after the one-card purchases US dollars.

you need to associate the binding account and purchase foreign exchange, and then you need to contact the credit card center to see if the function of purchasing foreign exchange by credit card needs to be turned off first. (If "cash" is set to be deducted every month when binding, you should choose "cash" when purchasing foreign exchange in the future, and the cash and cash for purchasing foreign exchange are the same price)

3. The credit card opens the function of purchasing foreign exchange, and the one-card card will return RMB.

Non-personal repayment: 1. The counter helps them deposit US dollar cash on their credit cards. 2. Handle remittance at the counter (remittance can only be made to immediate family members, and proof of relationship is required). 3. Let the other party's card open the credit card to purchase foreign exchange, and you can remit RMB.

Extended information

Repayment of USD account mainly depends on the settlement method of consumption, one is to settle all accounts in RMB, and the other is to settle accounts in RMB and USD separately.

1. Separate settlement of USD account

If the UnionPay channel is settled in RMB and the++channel is settled in++,then RMB remittance is required for repayment. There are two main ways to repay by remittance:

1. You can call the customer service phone of the credit card on the back of the bank card to transfer the manual service, and ask to open the RMB foreign exchange purchase function.

2. log in to the personal bank card center to open the function of purchasing foreign exchange, then deposit RMB to buy US dollars, and then use it to pay off the arrears of US dollars.

2. RMB settlement

When you spend money, all of it is charged at the exchange rate when you spend money in RMB, and this is true no matter what channel you swipe your card. This kind of card can be exempted from the++exchange fee, so when you repay, the bill is RMB arrears, just repay it with a normal credit card.

Reference: Credit Card of China Merchants Bank-++Transaction Repayment

That's enough for the introduction of credit card returning to USD.