If you ask the customer service, he will tell you that "valid" card swiping points will earn you one point per dollar and 8 points per dollar. So what is a valid card swiping point? Excluding wholesale, online shopping, payment of public utility fees, and non-profit fees, points can basically be earned. It cannot be ruled out that some merchants open retail stores but install wholesale POS machines. As for when you can see the points, If you look online, it usually takes 2 days to see the payment after it is credited, or it can also be seen on the next bill