Debit card is the legendary savings card. You can deposit and withdraw money, you can swipe your card, but you can't overdraw. Credit card is the legendary credit card. You can overdraw and pay by installments, but there is no interest on the deposit, and the existing handling fee is taken. Debit card processing: Debit cards can be processed through any business outlets of Minsheng Bank and MIT machines, or through mobile banking/personal online banking of Minsheng Bank. Real-time card issuing/post-card issuing can be selected through outlets; The card is issued in real time by MIT machine. 1. outlets and MIT machines: I need to bring my valid ID card to handle it, and both media cards and non-media cards can be handled. 2. You can log in to Minsheng Bank App (version 6.1) on iPhone 13 mobile phone i0S 15.0. After the appointment is successful, you need to bring your valid ID card and mobile phone to the counter outlet to get the card and activate it. Mobile banking operation steps: home page → all applications → online account opening → debit card reservation. Personal online banking operation steps: account opening → online card processing → appointment account opening. Debit card features: 1. One multi-account Minsheng UnionPay debit card can open multi-currency accounts (RMB, USD, HKD, JPY, etc.). ) and a variety of deposits (demand, lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, deposit with interest, call deposit, etc.). ), so as to realize the function of one card with many accounts and facilitate the account management of customers. 2. One household multi-card Minsheng personal ordinary debit card can handle 1~2 supplementary cards to provide conditions for customers' family financial management; You can apply for multiple company cards under one company card account. 3. Debit cards for official consumption of people's livelihood units support official consumption of public customers and facilitate financial management of enterprises. 4. Savings deposits All savings accounts can be opened in Minsheng UnionPay debit card, which is convenient and free to deposit and withdraw money, eliminating the trouble of customers managing multiple passbooks and certificates of deposit. 5. Minsheng UnionPay Debit Card can purchase government bonds through online banking and any outlets of the Bank. 6. As long as Qian Shengqian wealth management customers reach an agreement with the bank on the fund management ratio of Qian Shengqian savings and wealth management, they can not only enjoy the convenience of current deposit and withdrawal, but also get the benefits of different time deposits, avoiding the trouble of frequent operation of time deposits by cardholders and maximizing the benefits.
2. Can China Minsheng Bank Minsheng Debit Card be paid in installments?
After opening online banking, you can deposit and withdraw money, settle accounts, pay online, and spend money at merchants.
3. Can Minsheng Debit Card be used for loans?
Debit cards cannot be used for loans. Credit cards can be used for loans. Debit cards are issued to the public by the issuing bank, and have the functions of transfer settlement, cash deposit and withdrawal, shopping and consumption. Debit cards do not have overdraft function, and the consumption feature is "pay first, then consume". Because personal savings are liabilities to banks, they are debited, so they are called debit cards. Debit cards of many banks are not only RMB current savings cards, but also regular savings, savings and so on.
Fourth, what are the uses of the Minsheng Bank debit card issued by the school, such as cross-bank and cross-regional withdrawals?
Minsheng Bank's online banking is expensive, so it can operate online banking, and there is no handling fee for inter-bank transfer in different places.
If you withdraw money from an ATM, no matter whether it is a bank in another place or other banks in another place, the maximum amount is 10.