1. All the application conditions must be met:
1. Age condition: 23-55 years old (inclusive).
2. Identity requirements: I can provide the original second-generation ID card, but temporary, expired, first-generation and remake ID cards are not acceptable.
3. bank card conditions: ping an bank card in my name.
4. loan use conditions: it is only used for consumption or business purposes.
5. Credit conditions:
(1) It can't be a white credit account;
(2) The number of credit inquiries in the last 2 months shall not exceed 3 times;
(3) The loan to be repaid cannot be overdue at present;
(4) The current overdue amount of the credit card is less than that of 1 yuan;
(5) There can be no outstanding loans that should be settled;
(6) Other loan records need to be less than or equal to 2, and the accumulated loan amount cannot exceed 6,.
2. One of the application conditions needs to be met:
1. Monthly payment policy: the policy has been paid for 3 times in 2 years, and the annual payment amount is more than 2,4 yuan. If the applicant has not changed within 2 years, it will not be reinstated.
2. Continuous payment of provident fund: continuous payment for more than 24 months (excellent occupation can be extended to 18 months), and the payment base of first-tier cities is not less than 5, yuan, and that of second-tier cities is not less than 4, yuan.
3. Having a mortgage: having a mortgage house under its name, and the repayment period is more than 12 months.
4. Pay taxes on time: pay taxes continuously for more than 24 months.
5. owned vehicles: non-operating vehicles; The car purchase time is more than 1 year and less than 5 years, and the amount of car damage insurance is more than 1,; License plate city is consistent with household registration.