It can be postponed for three days, as follows:

CCB provides credit card repayment grace period service. There is no need to apply for this service, and the time is the third day after the due date of repayment.

If you repay within the repayment grace period, CCB will treat it as on-time repayment. If the repayment is not successful on the day due to transfer time differences and other reasons, please ensure that the repayment amount is received before 7:00 am on the third day after the due payment date, and it will still be regarded as normal repayment.

Extended information:

CCB credit card penalty:

Personal credit card repayment penalty is 5% of the unpaid portion of the minimum repayment amount, with a minimum of 1 US dollars or 1 euro or 5 yuan (the currency is the same as the corresponding minimum repayment amount, charged on a monthly basis), or charged according to the agreed price if otherwise agreed in the agreement.

The specific calculation formula is: repayment liquidated damages = (minimum repayment amount – amount repaid as of the due payment date) × 5%.

Example: Assume that Mr. Li’s total repayment amount for the bill settlement on August 7 is 2,000 yuan, and the minimum repayment amount is 200 yuan. The payment due date is August 27th. He returned the $100 on August 27.

Because he failed to repay the minimum payment before the payment due date, the bill bank will charge a penalty of 5 yuan for repayment in September. The calculation method is as follows: (200-100)*5%=5 yuan.

Reference materials:

China Construction Bank - Is there a grace period for credit card repayments

China Construction Bank - How to calculate personal credit card repayment penalties