1. The limit of the second CMB card will change, because the limit of the CMB credit card is exclusive. If the limit of the first CMB credit card applied for by an individual is not high, when applying for the second CMB card , personal credit conditions have improved, and the bank's comprehensive score has become higher, then the limit of the second credit card of China Merchants Bank is likely to become higher, and the cardholder will enjoy the highest credit limit of the two cards.

2. The bank will comprehensively evaluate the limit of multiple credit cards issued by the same person with China Merchants Bank based on personal credit conditions and debt ratio. Therefore, it is possible that the limit of the second card with China Merchants Bank is lower than that of the first card.

3. In addition, the credit limit of China Merchants Bank is exclusive. All credit cards under the name of the same principal card customer of China Merchants Bank enjoy one credit limit (the highest credit limit), that is, the credit limits of multiple credit cards under the same customer's name will not be calculated cumulatively.

4. In other words, if you apply for the first credit card at China Merchants Bank with a limit of 10,000 yuan, and the second credit card limit you apply for is 5,000 yuan, then the total credit limit is still 10,000 yuan. After the limit of the first credit card is used up, the second credit card cannot be used even if it has the limit.

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