Just apply for a credit card directly from the card issuing bank.

The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

The application form is accompanied by a contract for using the credit card. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have an application A person's autograph.

Extended information:

When applying for a credit card, please pay attention to:

Credit limit, annual fee, cash withdrawal fee, dispute resolution and court jurisdiction terms, etc. The rights and interests of cardholders are greatly affected. Be sure to read and understand it carefully when signing the application contract, and do not wait until you get into a dispute and regret it later.

According to the "Notice of the People's Bank of China on Matters Related to Credit Card Business" issued by the People's Bank of China on April 16, 2016 (hereinafter referred to as the "Notice"), card issuers have determined the interest rate standards, interest-free There is a certain degree of autonomy in the repayment period, minimum repayment amount, liquidated damages and service fees, which means that credit cards from various banks will be different in these aspects. Therefore, you should pay special attention when signing the application contract.

The interest-free repayment period for credit cards is generally one month, and settlement will be based on the monthly statement. The "Notice" clearly clarifies the conditions and standards for interest-free repayment period and minimum repayment amount, which are determined independently by the card issuer, and there are no upper or lower limits. Then, clarifying the period when signing the contract will have a great impact on the cardholder's rights and interests, and will also help the cardholder repay the loan in a timely manner.

Baidu Encyclopedia - Credit Card

People's Daily Online - What information should you pay attention to when applying for a credit card?