Current location - Trademark Inquiry Complete Network - Overdue credit card - Is it illegal for the company to require employees to apply for credit cards?
Is it illegal for the company to require employees to apply for credit cards?
It must be illegal. It seems very troublesome to handle the credit card complaint. It's not worth going to the labor department for this. In fact, it is easy to cancel the credit card. After you get the card, you don't need to open it. You can call the credit card service directly and ask for manual cancellation. This will not deduct the annual fee and will not affect your credit.

If you ask for a card, you need to pay attention to:

1. When handling a credit card, be careful not to be used as a gun, whether you use it for yourself or lend it to the company.

2. Before you apply for a card, you should know what bank credit card you are applying for, what card you are applying for, whether there is an annual fee, whether the card is not activated, or how many times you swipe the card or how much you spend to avoid the annual fee. I don't know what to do. Screw up your credit investigation. Don't talk about getting a card and a loan in the future. You can't even get a car loan or a house loan. In fact, this is a good thing to some extent.

3. If you really want to apply for another credit card, the amount of money that companies and groups apply for this card will be much higher than that of individuals. This advantage still exists. Conclusion: if you analyze it in multiple dimensions, as long as you pay attention, the problem is not big. One more thing, if you find that you have applied for more than one bank credit card, you can basically conclude that your leader and the cardholder have a cooperative relationship, and you will get a commission after you apply for the card.

The company forcibly applied for a credit card from its employees without their consent, thus infringing on the property ownership of citizens. According to the General Principles of the People's Republic of China and the National Law:

1. Article 71 Property ownership refers to the right of the owner to possess, use, profit from and dispose of his property according to law.

2. Article 72 The acquisition of property ownership shall not violate the law. Where property is acquired in accordance with the contract or other legal means, the ownership of the property shall be transferred from the date of delivery, unless it is otherwise provided by law or agreed by the parties.

3. Article 75 A citizen's personal property includes his lawful income, house, savings, articles for daily use, cultural relics, books and materials, trees, livestock, means of production and other lawful property permitted by law. The lawful property of citizens is protected by law, and no organization or individual may occupy, plunder, destroy or illegally seal up, detain, freeze or confiscate it.

4. Article 76 Citizens shall have the right to inherit property according to law.