Hello, please pay Guilin Bank credit card app

1. Credit card, also known as credit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. . The form is a card with the name of the card issuer, validity period, number, cardholder name, etc. printed on the front, and a magnetic strip and signature strip printed on the back. Consumers holding credit cards can shop or spend money in specialized business service departments, and then the bank will settle accounts with merchants and cardholders. Cardholders can overdraw within a specified amount.

2. Credit cards stipulated in relevant Chinese laws (Interpretation of the Standing Committee of the National People's Congress on the provisions of the People's Republic of China and the Criminal Law on Credit Cards) refer to those issued by commercial banks or other financial institutions. of electronic payment cards. It has all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the English translation and writing standards in the public service field were officially implemented, stipulating that the standard name for credit cards in English is credit card.

3. Credit card consumption is a non-cash transaction payment method. No need to pay cash when purchasing, repayment will be made on the same day.

4. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can repay before spending within the credit limit; a quasi-credit card refers to a cardholder who deposits a certain amount of petty cash in accordance with regulations and pays when the balance in the petty cash account is insufficient. A quasi-credit card that allows overdraft within a specified credit limit. Credit card generally refers to just a credit card.

From January 1, 2021, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through negotiation, and the upper and lower limit management of credit card overdraft interest rate will be cancelled. (The original upper limit is 0.05 of the daily interest rate, and the lower limit is 0.05 of the daily interest rate. 0.7 times).

: 1: What is Bank of Guilin

1. Bank of Guilin was established in 1997, formerly known as Guilin Commercial Bank. It was renamed to its current name on November 25, 2010. It was established by Guilin City It is a local joint-stock commercial bank with independent legal personality funded by the government and its affiliated enterprises, as well as high-quality private enterprises and individual investors inside and outside the region.

2. Guilin Bank has many branches, complete business varieties, and leading technological means. It can provide high-quality, efficient and comprehensive domestic and foreign currency financial services to all sectors of society, such as deposits and loans, settlement, bills, financial management, foreign exchange, bank cards, electronic banking, etc. In Guangxi, it has formed extensive and effective coverage in cities and key counties under Guilin such as Nanning, Wuzhou, Hezhou, and Fangchengang. Outside the region, its business has been extended to Shenzhen, Guangdong through the village banking platform. It is the first local joint-stock commercial bank in Guangxi that develops across regions.

3. The new logo of Bank of Guilin changes from red to blue, just like the landscape of Guilin. At the same time, the clever combination of osmanthus flowers and the shapes of coins has the characteristics of the financial industry and is full of regional characteristics. The rounded lines of the outer contour reflect the humanized service concept of Guilin Bank