People often say: "If you don't borrow three things, the home will lose if you borrow it." Among them, the "three don't borrow" refer to: money, credit, and house. ?Money
We in China generally attach great importance to human relations, so there is a lot of knowledge hidden in matters related to money. In life, we will inevitably encounter the situation of borrowing money. Let’s look at it now. He said that people are very sensitive to borrowing money.
So people often joke that if you want to test your interpersonal relationship with the other person, you can borrow money from the other person. Generally, if you can lend money to yourself, it proves that the relationship is very good. In fact, borrowing money It is also a relatively normal thing. In life, it is inevitable that there will be times when you encounter difficulties and cannot make ends meet, so borrowing money will inevitably happen.
However, there are certain requirements for borrowing money. It does not mean that we can lend money to anyone casually. The reason why many people are taboo about borrowing money now is because the money lent often If you can't get it back, you don't need to worry about lending it to people with high credibility, but you absolutely can't borrow it from people who are not trustworthy. These people often make good guarantees when they borrow money, but once If you lend it out, you will immediately change your face and make it impossible to get your money back. ?Credit
Nowadays, many people like to apply for credit cards or go to banks to borrow money. Some of them need a guarantor. Many people will become someone else’s guarantor out of favor. However, this requires a lot of responsibility. It is a big responsibility, because if the borrower fails to repay the debt, then the borrower will need to repay the loan, so acting as a guarantor for others requires careful consideration.
There are many examples in life where the borrower runs away and the guarantor is ultimately responsible. Moreover, when such overdue payments occur, the guarantor’s own credit worthiness will also be affected. When he or she needs a loan or other When it comes to related matters, it will bring you a lot of trouble. In reality, many people, in order to make huge profits, often take advantage of the kindness of others and borrow money for themselves. Therefore, everyone must cherish their own credit value, unless necessary. , do not vouch for someone you do not particularly trust. House
It is a common thing for us to visit relatives and friends. Sometimes it is inevitable that we will stay in other people’s homes temporarily. There are many people working hard outside and the house in our hometown has been idle, so we will lend the house to others. , but this approach is very unwise, because it can easily cause property disputes, so no matter how dilapidated the house is, do not lend it to others.