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How to use special credit cards to ensure safety and serve the people?
The ways to use credit card special funds to ensure safety and serve the people include transaction amount deduction, bill installment repayment amount deduction, direct consumption of credit card funds and so on.

Credit card payment is the integral feedback that users get after using the Bank of Communications credit card. If the user has a credit card to pay, he will spend it in full when using the credit card. If the consumption can meet the standard of credit card payment deduction in the account, the balance of credit card payment can be directly deducted from the consumption principal, and the system will return the deducted amount to the user's credit card account. The use methods include transaction amount consumption deduction, repayment amount bill installment deduction, direct credit card payment, etc.

Within the prescribed limits and other special rules, credit card payment can be used to deduct all or part of the transaction principal of eligible transactions when cardholders use credit card accounts (including the main card or its subsidiary cards) to make credit card payment within the available scope within the validity period of credit card payment. Credit card payment shall be used within its validity period, and the specific use time shall be subject to the transaction time of the designated transaction recorded by the central system. If the credit card payment remains after the expiration, it will automatically become invalid.

Bank of Communications Credit Card Payment Inquiry Method

1. You can log in to your personal credit card account through Bank of Communications Credit Card official website, and then click "Easy Bookkeeping" to check the credit card limit.

2. Call the customer service phone on the back of the Bank of Communications credit card for inquiry. After dialing, select the manual service, and after completing the authentication, you can check the credit card limit.

3. Inquire through the mobile terminal of Bank of Communications. Download the mobile phone client of Bank of Communications, log in and find the credit card information page with the mobile phone number and personal information reserved by the bank to check the credit card limit.