The gold content of Agricultural Bank of China's Youran Platinum Card

The gold content is quite good, and it is a relatively high-end credit card of Agricultural Bank of China.

It is an IC credit card product specially designed by Agricultural Bank of China for young and middle-aged elite customers. The credit limit of Agricultural Bank of China's Youran Platinum Card is generally between 20,000 and 200,000. The specific credit limit is related to personal qualifications. If the personal credit and personal financial resources are relatively high, the bank will rate it as a high-quality customer and give a relatively high credit limit.

Agricultural Bank of China's Youranbai is a mid-to-high-end credit card product and cannot be applied online. Those who want to apply for Agricultural Bank of China's Youranbai can go to the Agricultural Bank of China counter to apply, and bring relevant documents, such as ID cards and corporate stamps. The more complete the information such as work certificates, salary slips, financial resources, bank deposit slips, stocks and securities, etc., the higher the bank approval rate. [img]

Which bank has the best credit card? These four banks are worth applying for!

More than half of 2019, the competition among major banks has not stopped. As a user, the most important thing is to choose the most cost-effective and worthy credit card. Today we have taken stock of several banks worth applying for. Credit card, I hope everyone can choose freely according to their own needs.

1. Industrial and Commercial Bank of China

As a big player in the financial industry, whether it is investment and financial management or loans and credit cards, the gold content is very high, and the application threshold is also relatively high. ICBC is very popular in personal loans. Risk control is more conservative. Credit card limits are generally not high, but if you continue to swipe the card, the limit will be increased very quickly. In addition, ICBC has a large number of corporate accounts. I believe many people choose ICBC because their salary cards are also in ICBC, so repayment is more convenient. .

2. China Construction Bank

China Construction Bank was the first to develop co-branded credit cards in China, and its business level is also good. For example, the love credit card in cooperation with the Red Cross provides no annual fee for consumption and donations. In addition, the China Construction Bank Automobile Co-branded Card offers discounts on car washes and refueling, and its outlets are widely distributed. The entry-level Platinum Card is free of annual fees and is relatively simple.

3. China Merchants Bank

Nowadays, almost everyone has a CMB credit card. CMB’s services include phone calls, APPs, and WeChat are all better. Moreover, the overall style of the credit card is relatively young and suitable for overseas consumption. It is more convenient. There are many types of co-branded cards and they are updated quickly. The main discounts include 50% off movie viewing, half-price food on Wednesdays, redemption of series points, etc., which is suitable for office workers who have just graduated.

4. China CITIC Bank

The deposit limit is very high, and the limit is raised very quickly. It seems that the limit is free, and it can be easily increased from a few thousand yuan to more than ten thousand yuan. It also has many types of credit cards, such as CITIC Little White Card, CITIC Yan Card Series, etc. There are also many online shopping discounts, including the famous 9-point discount.

The gold content of credit cards from the four major banks is PK! Which one will be your cup of tea?

A credit card from the four major banks is like a shiny gold sign. If you can apply for the next one, it will be easier to apply for a credit card from other banks. In addition, the four major banks have low rates. There are many outlets, and everyone wants a credit card from the four major banks, but they don’t know which bank to choose. Today, let’s do a PK on the value of credit cards from the four major banks.

The PK of the four major banks’ credit cards:

1. Bank of China: Bank of China’s credit cards have many advantages, such as foreign exchange, collecting existing points, and some platinum cards can waive annual fees and installment fees. The rate is relatively low, which can relieve the pressure of cardholders. In addition, there are many various activities, and the points are of great use. However, the Bank of China card threshold is high and it is difficult to increase the credit limit. It is difficult for people without a certain status and no deposits in Bank of China to apply for a Bank of China card.

2. Industrial and Commercial Bank of China: ICBC is known as the Aunt Bank of the Universe. Although the threshold is relatively high, it is not impossible to apply for it. There is no need to provide bank statements. Generally, there is no problem with credit reporting. For credit cards from other banks, choose a card type that is easier to apply for. Novices can also apply online. However, the credit limit of ICBC is relatively low, and there are so many food cards. It is impossible to raise the credit limit simply by mindlessly swiping, and most ICBC cards do not have an interest-free period.

3. China Construction Bank: China Construction Bank is the easiest to apply for among the four major state-owned banks. The threshold is very low. If you have obtained a mortgage, have deposits, or manage finances with China Construction Bank, you can basically apply for the card if you have the qualifications. , and the quota is relatively generous, and few people get food cards. CCB still has many preferential activities, especially cash rebates for overseas purchases, but it is difficult to increase the amount.

4. Agricultural Bank of China: Agricultural Bank of China has many activities and the application threshold is relatively high. Many people can get cards from China Construction Bank and ICBC, but not from Agricultural Bank of China. Agricultural Bank of China pays more attention to qualifications. Applicants who are employees of state-owned enterprises, public institutions, etc., or have provident funds in Agricultural Bank of China will have an easier time applying. The credit limit of Agricultural Bank of China is relatively low, and a food card worth 500 yuan is also available. However, the advantage is that there are many branches. Those who live in remote areas can consider Agricultural Bank of China.

In short, no matter which one of the four major banks you choose, it is best to choose a credit card that suits you based on your credit conditions and card application needs.

This ends the introduction to the value of credit cards and bank cards. Have you found the information you need?