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1. Convenience: Alipay users can easily find the entrance to apply for a credit card in the Alipay App, or search through Alipay to find the application page, fill in the information and submit the application. At the same time, when activating a card, some banks are also trying to launch an online activation method, which is very convenient. In terms of repayment, users can set up automatic repayment with one click, so they don’t have to worry about overdue payments.

2. Quick approval: When applying for an Alipay co-branded credit card, banks usually perform quick approval, and users can get the approval results within minutes or hours. This fast approval method can help users get a credit card and start using it faster.