The annual fee for the Everbright Bank Credit Card Gold Card is 200 yuan.
If the cardholder does not want to pay the annual fee, he or she can waive the annual fee for the following year by swiping the card three times or accumulating consumption of more than 2,000 in the current year (online transactions also count, excluding cash withdrawals).
The gold card credit card you just applied for is free of annual fees in the first year, so you only need to swipe the card three times or spend 2,000 in the first year. Note that the first year is calculated from the credit card issuance date, not the activation date.
In addition, the annual fee exemption conditions for the regular card of Everbright Bank Credit Card are the same as those for the gold card. If you want to be exempted from the annual fee for the regular card, just follow the annual fee exemption conditions for the gold card. Extended information:
The annual fee of China Everbright Bank's credit card is generally deducted on the date corresponding to the credit card activation date each year. In other words, the annual fee cycle of China Everbright Bank's credit card is one year from the card activation date to the corresponding date of the following year. And so on.
The annual fee charging standards for Everbright Bank credit cards are related to the grade of the card, as follows:
1. Regular card: 80 yuan/year for the main card, 40 yuan/year for the supplementary card;
2. Gold Card: 200 yuan/year for the main card and 80 yuan/year for the supplementary card;
3. Titanium Card: 300 yuan/year for the main card and 300 yuan for the supplementary card /year;
4. Platinum Card: 2,000 yuan/year for the main card, 1,000 yuan/year for the supplementary card;
5. Diamond Card (Premium Card): 2,500 yuan for the main card /year, supplementary card 1,500 yuan/year;
6. Unlimited card: main card 5,000 yuan/year, supplementary card 2,500 yuan/year.
PS: If the cardholder meets the conditions for no annual fee for credit card swiping, the annual fee can be reduced. Baidu Encyclopedia-China Everbright Bank Credit Card Gold Card