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Is Qilu bank credit card easy to handle?
Chinese mainland residents aged between 18 and 60 can apply for Qilu Bank's bank credit card. The materials required to apply for a card are a copy of the applicant's ID card and work certificate, and the optional materials are financial certificates. S Qilu Bank can only apply at business outlets, but not online, which requires higher credit status of applicants and stricter credit cards than other banks.

Qilu Bank:

Qilu Bank, formerly known as Jinan City Commercial Bank and headquartered in Jinan City, Shandong Province, is a Jinan City Cooperative Bank established on the basis of Jinan City 16 Urban Credit Cooperative and 1 Urban Credit Cooperative.

In April, 20021,China Securities Regulatory Commission approved the initial application of Qilu Bank Co., Ltd. according to legal procedures.

Historical evolution:

Qilu Bank is the first local joint-stock commercial bank established in Shandong Province.

On June 6th, Jinan 1996, 16 Urban Credit Cooperatives and 1 Urban Credit Cooperatives established Jinan Urban Cooperative Bank;

1June 6, 998, renamed Jinan City Commercial Bank;

On September 8, 2004, Jinan City Commercial Bank reached a strategic cooperation with Commonwealth Bank of Australia (CBA), becoming the first city commercial bank in Shandong Province and the fourth in China to realize Sino-foreign cooperation.

On March 19, 2008, Liaocheng Branch of the Bank opened and walked out of Jinan.

On June 30, 2008, Tianjin Branch of the Bank opened, becoming the first city commercial bank in Shandong Province to set up a branch outside the province.

On August 27th, 20 10, Qingdao branch was established.

As of June 5438+February 3, 20091day, Qilu Bank had 72 branches and sub-branches (departments) with more than 1800 employees. The bank's total assets were 6010.735 billion yuan, which was10.9 times of that at the beginning of its establishment; The balance of various deposits was 54.655 billion yuan, 20 times that when it was established; The balance of various loans was 35,365.438 billion yuan, 20 times that when it was established; The operating profit in 2009 was 65.438+64 billion yuan; Realized a net profit of 488 million yuan, a year-on-year increase of 38.99%; Since its establishment, it has realized a cumulative operating profit of 5.064 billion yuan and paid taxes of 654.38+85.7 billion yuan (the above data have not been audited).

In April, 20021,China Securities Regulatory Commission approved the initial application of Qilu Bank Co., Ltd. according to legal procedures.

Since its establishment, it has carried out major reforms such as management system, operation mechanism, assessment mechanism and employment mechanism, and its business performance has been continuously improved, with the main business indicators increasing by more than 30% annually. Corporate governance has been continuously improved, and the main bodies of governance are well organized, with clear responsibilities and effective operation; The healthy development of Sino-foreign cooperation has created a successful model of "attracting investment, introducing wisdom and technology, and working together"; Innovation and service capabilities have been continuously improved. The brand "Home of Banks and Enterprises" won the first "Top Ten Local Financial Products in China" award selected by China Banking Association, and the business department of the Head Office won the title of "2008 China Banking Civilized and Standardized Service Demonstration Unit". The ability of risk control has been continuously enhanced, and the risk management organization, process and technology have been transplanted and rebuilt, achieving full coverage; A breakthrough has been made in scientific and technological construction, and the domestic first-class comprehensive business system developed in two years will soon be fully launched; The quality of the team has undergone a qualitative change, with sufficient reserve talents and a substantial increase in core competitiveness.

Name source:

Looking at the renaming of city commercial banks, they generally reflect the regional characteristics of their cities, such as Bank of Ningbo and Qingdao Bank. Why did Jinan Commercial Bank change its name to Qilu Bank instead of Jinan Bank and Quancheng Bank? At the press conference held by Qilu Bank, Qiu, the chairman of Qilu Bank, bluntly said: "We played the Shandong card in advance. As early as 200 1, we launched our own bank card-Qilu Card. In 2006, we began to develop the core business system-KD system, which implicitly means crossing Shandong. Over the years, our development thinking has been based on Jinan, relying on Shandong and extending the whole country. "

Qilu Bank's transformation strategy includes management structure transformation, management mode transformation, business process transformation, service channel transformation and organizational structure transformation, and strives to achieve quasi-division system in 20 10, and basically achieve division system bank in 20 13. Qiu also expressed his firm confidence in implementing the expansion strategy: "While basing ourselves on Jinan, relying on Shandong and Bohai Rim, and serving the cross-regional development of Jiangbei, we are planning the specific orientation and path of extending to the whole country. Expansion is implemented in a diversified way, mainly by setting up branches, including branches, directly affiliated branches or representative offices. M&A includes strategic holding, merger, acquisition and financial restructuring. "