You can't. If the credit card is not used for a long time, it will generate an annual fee (actually, the credit card center does not stipulate the number of times of use or the amount of consumption free of annual fee), which belongs to the cardholder's breach of contract or negligence. If the annual fee cannot be paid in time, it will not only be entered into the personal credit information system of the People's Bank of China, but also generate more and more interest and even affect personal consumption.