2. If you need to withdraw money, please go to the business hall to report the loss or cancel the bank card before you can withdraw electronic cash;
3. Your chip card should have a logo printed with "Quick Pass", which represents the contactless payment products and applications of UnionPay, and has the characteristics of small and fast payment. Users buy goods or services, confirm the corresponding amount, and use financial IC cards or UnionPay mobile payment products with the function of "flash payment" to quickly complete the payment with one click on the contactless payment terminal that supports UnionPay "flash payment". Generally speaking, the single amount does not exceed 1000 yuan, and no password and signature are required. At present, non-contact "flash payment" terminals in various places mainly cover daily small fast payment merchants, including supermarkets, convenience stores, department stores, pharmacies, fast food chains and other retail places and public service fields such as vegetable markets, parking lots, gas stations and tourist attractions;
Where flash payment is not supported, you can use your electronic cash as long as you support the electronic wallet and insert the chip.
5. Electronic cash accounts can't protect users' funds by reporting the loss or freezing the funds like bank card savings accounts. Once the user's bank card is lost, the funds in the electronic cash account are unprotected and can be used by the person who finds it, but the funds in the savings account are still protected by the bank account.