The user's loan or credit card is overdue. At this time, you can only apply for a loan on a platform that does not check credit information.

Loan platforms that check credit reports require users to have a good credit report. Overdue records in the credit report are considered a bad personal credit report. Users with poor credit reports will not be able to apply for loans from such platforms. Platforms that do not check credit information will use other methods to review users. If they are overdue, you can try to apply for this kind of loan.

Overdue is not terrible, what is terrible is the degree of overdue. The blacklist we often refer to means that if the overdue situation is too serious, it will hit a wall in major lending institutions.

1. Huixiang Huahua

Huixiang Huahua is a new way to borrow money even if it is overdue. It has just been launched and has a high pass rate. It does not look at credit reports or liabilities, and it can provide income. The source is enough. The product loan amount is generally around a few thousand yuan. The loan period is not long and can be used for 30 days. Friends who are overdue can try to apply.

2. Puronghua

Puronghua is the former Hengyi Loan. It does not check the credit report when applying. Even if it is overdue, you can still make a payment. It provides The limit is generally within 50,000, and the period of use is 12 months. Both the review speed and the loan speed have been improved. The loan can be released within 10 minutes at the fastest after passing the review.

3. Yijiesu Loan

Although Yijiesu Dai is a licensed financial institution and will check credit when applying, many users have reported that they are currently overdue. Loans can be made, the general credit limit is within 50,000 yuan, and the usage period is 3-12 periods, please refer to the actual situation.

4. Suitable borrowing

Used borrowing is a loan that can be made if it is overdue. The application does not depend on credit information and big data. It is a pure credit card loan. The maximum loan amount is 5 Ten thousand yuan, the longest period of use is 12 months, it is recommended to be between 22-45 years old when applying, and the payment can be made in 60 seconds as soon as the approval is approved.

5. DaLi Wallet

DaLi Wallet is a loan product that can disburse money quickly. The limit is between 500 and 2,000 yuan, and the term is about one month. It is also the current emergency loan. If you need a platform that can place orders in seconds, you can try it.