if you withdraw money, you have to charge, not only for fees, but also for different standards.
Inter-bank withdrawal is to withdraw money from your non-deposit bank, which is usually used for ATM withdrawal.
Generally, a handling fee ranging from 2 to 5 yuan is charged for each cross-bank withdrawal, and some banks do not charge handling fees for the first 2 to 3 cross-bank withdrawals every month.
the reason why the bank card is frozen: the bank card is a credit card. If it is frozen, it may be that the credit card has abnormal transactions, such as malicious cashing, forged information, wrong password, etc. All bank cards may be frozen by banks. It is a bank card that can be overdrawn. The bank will set the overdraft share according to the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card. A bank card is a debit card. If it is frozen, one is the wrong account freezing, that is, if the bank mistakenly gives more money to depositors during the transaction, then the bank may freeze the excess. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing the bank card to handle the case. At the same time, customs, tax authorities and other departments also have the right to freeze. No matter what bank card it is, if there are three consecutive mistakes in password input, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours. If there is no new card when the bank card expires, the bank will freeze your expired bank card after the expiration.
Bank card refers to a credit payment tool recognized by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement and cash deposit and withdrawal. Bank cards reduce the circulation of cash and checks, which makes the banking business break through the time and space constraints and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true. From August 1, 217, the annual management fee for bank cards will be cancelled and some basic financial service charges of commercial banks will be suspended.
on April 22nd, 219, China unionpay released the development report of China bank card industry (219). On August 15th, 22, Baidu Company, baixin bank and China UnionPay launched the first digital bank card in China-Baidu Flash Payment Card. On August 31st, China UnionPay released the first digital bank card "UnionPay Unbounded Card". On December 2, 219, the 1785th meeting of the Judicial Committee of the Supreme People's Court adopted the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards, which will take effect on May 25, 221. Obviously, if the user's bank card is stolen and it is proved that he is not responsible, he can claim compensation from the bank.