In fact, they are all the same. No matter which channel you apply for a credit card, the bank will review it based on your personal situation. The review standards will not change depending on the channel you apply for. . Moreover, both of these methods do not require you to provide proof of financial resources before you can apply. Therefore, after receiving your application, the bank will generally review it based on your payment status.

If you apply online through Online Banking Shield, you don’t need to go through an interview, which is very convenient. After the card is approved, the card will be printed and mailed to you. The bank will also send you a text message telling you the registered mail code. Please pay attention to it yourself.