The bank will not charge you an annual fee if you don’t activate this card. You can keep it for future travels, business trips, overseas trips, and shopping. You might be able to use it

If you activate it , it is easy to use. It is recommended to diversify your consumption, such as shopping, eating, singing K, etc. Use the card wherever you can swipe it. It can also be used online. It is best to combine online shopping and physical stores. Don't max out your credit card frequently, and repay the entire amount due in your credit card bill on time. This will help build credit and adjust the credit limit.

If you have a temporary need, you can try to apply for a temporary quota.

There are several specific methods for applying for a temporary quota. You can choose the one that suits you.

First, self-service voice over the phone

Second, online banking - credit card - credit card limit adjustment

Third, text message limit adjustment, the poster uses Edit the text message "CCTE#last four digits of the card number# and the amount that needs to be adjusted" to the mobile phone number reserved in his system to 95533. (For example: For example, if the poster currently has a fixed limit of 10,000 yuan, and wants to adjust it to a temporary limit of 15,000 yuan, and the card ends with 8888, then edit the text message "CCTE#8888#15000",)

Fourth, mobile banking , select "Credit Card Limit Management" in "Credit Card"

Fifth, WeChat, China Construction Bank, select "Credit Card Limit Management" in the "Credit Card" tab