According to Article 2 of CITIC Credit Card (Personal Card) Contract (New Edition):

If the bill of Party B and its affiliated cardholders is owed for the first time, the minimum repayment amount shall be ten percent (10%) of the total amount owed on the current statement, plus all the money exceeding the credit limit;

The minimum repayment amount for each subsequent installment is 5% of the total balance of the current bill? (5%), plus all the funds exceeding the credit limit in the previous period and the outstanding part of the minimum repayment amount. If Party B holds more than two credit cards of Party A at the same time, the minimum repayment amount for each period shall be the sum of the minimum repayment amounts of each card held by Party B. The minimum repayment amount shall be subject to the amount shown in the bill.

Extended data:

According to Article 2 of CITIC Credit Card (Personal Card) Contract (New Edition):

Party B and its supplementary cardholders can choose to repay according to the minimum repayment amount, that is, to repay Party A an amount not less than the minimum repayment amount before the current repayment due date.

If you choose the minimum repayment amount, you will not enjoy the interest-free repayment period. According to the card use behavior of Party B and its affiliated cardholders, Party A will compound interest on the interest payable for each transaction from the bank bookkeeping date to the repayment date on a monthly basis within the daily interest rate of 0.5% to 0.5%. ?

Baidu encyclopedia-minimum repayment amount

CITIC Bank-CITIC Credit Card (Personal Card) Contract (New Edition)