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Which one is better, chip card or magnetic stripe card?

Bank chip cards are more secure than magnetic stripe cards.

Difference:

Bank chip cards have integrated chips, while magnetic stripe cards do not and use magnetic recording media to record information.

Chip card, also known as integrated circuit card, is composed of one or more integrated circuits embedded in a plastic card that is the same size as an ordinary credit card. Integrated circuit chips can be memory or processors. A chip card with memory is also called a memory card or memory card, and a chip card with a microprocessor is also called a smart card or smart card. Memory cards can store a large amount of information; smart cards not only have the ability to remember, but also have the function of processing information.

A magnetic card is a card-shaped magnetic recording medium that uses magnetic carriers to record character and digital information for identification or other purposes. Magnetic cards are made of high-strength, high-temperature-resistant plastic or paper-coated plastic. They are moisture-proof, wear-resistant and have a certain degree of flexibility. They are easy to carry and relatively stable and reliable to use.

In order to reduce the risk of bank cards being copied, relevant departments have been promoting financial IC cards with higher security performance in recent years. Financial IC cards are bank cards that use smart chips (IC cards) as media. The chip has a large capacity and can store keys, digital certificates, fingerprints and other information. It can handle multiple functions at the same time, has good security, large storage capacity, and is easy to use. Convenience and other features.