If the installment application for Industrial Bank credit card fails, you can contact manual customer service directly. Help you handle it. Not all users of Industrial Bank can apply for installment payment. First of all, the user's bill amount needs to meet the installment standards of Industrial Bank credit cards. If it does not meet the requirements, it will not be possible to apply for installment. Secondly, you cannot apply for installment again for the credit card bills that have already been processed for installment. Third, applying for credit card bill installment requires that the user's credit card usage record is good and there is no bad behavior. If there is a record of overdue repayment, the credit card installment cannot be processed. The above is an introduction to the relevant content about the installment failure of Industrial Bank. I hope it can be helpful.

Reasons for credit card installment failure:

1. There are bad records such as overdue payment. Many people apply for installments on their own initiative, which is different from banks inviting installments. Banks will comprehensively evaluate the cardholder's credit status, card usage, credit history and other methods before deciding whether to provide them with installment services. Under normal circumstances, people who want to apply for installments may not have enough repayment ability. If the repayment is overdue, the bank may refuse the installment due to the safety of funds.

2. Exceeded the number of installments. There is no limit on the number of consumption installments, and they are generally carried out simultaneously with payment. But bill installment is different. You can only apply for it once a month. Some banks also require that the interval between two installments is at least one month. For example, if you apply for an installment on the 25th of this month, you will have to wait at least the 25th for another installment. .

3. The installment time is wrong. Generally, the time to apply for bill installment is from the day after the current bill date to the final repayment date. Applications beyond this time period will not be approved.

4. The installment amount does not match. Banks also have regulations on the amount of bill installment application. Generally, they will set a minimum installment amount and a maximum amount. If the amount applied for installment does not meet the requirements, it will also cause the installment to fail. In this case, you need to understand the bank installment in advance. Amount limit.

5. The transaction type is incorrect. The bill installment is only for the new consumption amount in the current period. For example, the amount that was not paid off last month, or the temporary limit, cash withdrawal amount, and credit card annual fee, interest, handling fee, etc. cannot be installed in installments and must be paid off in one go.

6. There is any violation of card usage. Some people often max out their credit cards at once, often swipe their cards at fixed POS machines, often swipe their cards during abnormal business hours, etc. These are bad card swiping habits, which can easily be controlled by the bank, and the application for bill installment can easily be rejected.