Time reference for credit card inter-bank transfers:
①Select quick payment, usually real-time payment, with a delay of no more than 2 hours.
②Inter-bank transactions need to be processed through the counters of both banks, and it usually takes one to three working days to arrive in the account.
③If the transfer is made on Friday night, it will arrive on Monday at the earliest and Wednesday at the latest.
④ Transfers made before 3 pm from Monday to Friday can basically arrive at the other party’s bank on the same day, but whether the other party’s bank records the money in time determines the actual arrival time.
Extended information:
1. According to the relevant regulations of the People's Bank of China, the service hours for transfers and remittances between ICBC and other banks are 9:00-17:00 every working day.
2. Transfers and remittances between ICBC and other banks charge a handling fee of 1% of the transfer and remittance amount, with a minimum charge of 1 yuan and a maximum charge of 50 yuan.
3. When you handle foreign exchange remittance, please pay attention to the following regulations of the Administration of Foreign Exchange:
(1) The name of the payee of the foreign exchange remittance must be consistent with the name of the remitter, or the name of the remitter must be the same as the name of the remitter. A person's immediate family members. If the name of the payee is inconsistent with the name of the remitter, documents proving that "the payee and the remitter are immediate relatives" are required. "Immediate relatives" include "spouse, father (mother), son (daughter)", and the certification documents are as follows:
a. If the payee and the remitter are in the same household register, the household register should be presented
b. If the payee and the remitter are not in the same household register, notarization must be presented A notarized or certified document issued by an authorized agency such as the department or police station proving that the payee and the remitter are indeed immediate relatives
(2) The nature of your intra-city foreign exchange remittance receiving account and payment account must be consistent. That is, "banknote account to banknote account, remittance account to remittance account", that is, "the nature of the banknote/remittance remains unchanged before and after the fund transfer."
Reference material: Baidu Encyclopedia - Inter-bank transfer and remittance