There are two kinds of etc cards, one is the stored value card and the other is the recharge card. Stored value cards need to be recharged at etc outlets. If the prepaid card belongs to a credit card, it is prepaid, and only the amount spent last month needs to be repaid every month.

Extended data:

China Agricultural Bank ETC Credit Card Preferential Policy

Agricultural Bank of China ETC owner credit card can realize electronic payment in MTC parking passage and ETC non-parking passage of expressways in networked provinces and cities across the country. The card adopts the method of "first pass, then pay", and the toll is automatically deducted from the ETC credit card of the Agricultural Bank of China, without pre-existing cash.

China Bank's ETC does not need to be recharged, and OBU equipment is delivered free of charge. As long as the user holds the ETC credit card of China Bank, the toll will be overdrawn and deducted directly from the credit card, enjoying interest-free for up to 50 days, and the highway toll will be as low as 10% discount.

Owners of CCB ETC trucks can enjoy such functional rights as preferential oil change points, preferential car washing service, free road rescue, Sinopec 1% refueling discount, etc.

References:

ETC credit card-Baidu encyclopedia