This has little impact on visas
For ordinary people, it is mainly a proof of property. The most convenient thing is to deposit 60,000 yuan in an account and open a deposit certificate. There is nothing illegal. The criminal record is basically no problem. It is not difficult to get a visa, and it will be easier if you have real estate, cars, etc. However, for ordinary people, it is recommended to go through a third party such as a travel agency. If you do it yourself, it will be very troublesome because you don’t know the process. (But be careful about black hotels, don’t hand these certificates directly to them)