For credit card holders, if they have repayment ability. You can use WeChat and Alipay to bind credit card repayment, and third-party payment methods such as WeChat or Alipay are simpler and more convenient. So, will the credit card bound to Alipay prompt repayment?

Will the credit card bound to Alipay prompt repayment?

The binding of credit card and Alipay will prompt repayment, because the credit card repayment service launched by Alipay is provided by Alipay to credit card users including Alipay users through cooperation with banks. Simply put, it is to use the available balance of Alipay account and the available balance of bank savings card bound to Alipay account, or directly transfer money to your own or others' credit cards through online banking.

Can the credit card bind Alipay to scan the code for payment?

If the payment code is only a credit card payment, scanning the payment code can switch the payment method to a credit card. However, the payment code does not support credit card payment, so when using Alipay to pay, credit card payment is an optional payment method, and users must change other methods to pay.

Generally speaking, this business can be finally confirmed by the acquiring bank according to the agreement with the credit card holder and the internal system of the bank. And if the credit card repayment reminder is opened, it will be reminded on the billing date and repayment date. If you don't want these reminder services, users can still choose to turn off this service.