I believe that friends who use credit cards have received all kinds of short messages from banks, such as bills, consumption and repayment reminders. But how many card friends have received overdue reminders? Some card friends may think that the SMS reminder may not be turned on, so they can't receive the SMS. Actually, it's not like this. It is understood that card friends who have opened SMS service have never received overdue SMS reminders. So why don't banks ever remind cardholders to pay back?

src =' 3359P9.toutiaoimg.com/large/513237A 51891ea7'/Actually, the reason is very simple. If you are overdue, the bank will make money. If your credit card is overdue, there will be some handling fees and interest. Although the new credit card regulations have been introduced, it will not be until 217, so overdue credit cards should be produced before 217.

In addition, the bank will not remain silent after your credit card expires. If it is overdue for too long, there will be some reminders. Let's take a look at the bank's reminder:

1. Call for payment: it is mainly aimed at overdue behaviors that are more than 3 days and more than one billing cycle.

2. door-to-door: mainly for customers who are overdue for more than 9 days, the bank will arrange for the collection staff to come to the cardholder's residence address or work address to collect the repayment.

three. Prosecution: If the payment is overdue for more than half a year, the bank will apply to the court for the cardholder's repayment.

four. Outsourcing: mainly for customers who are overdue for more than one year. Banks will package overdue funds and discount them to outsourcing collection companies. Related questions and answers: