The difference between visa and p card is as follows:

1. Ordinary Visa card can be used for overdraft consumption; Payoneer is a credit card with no overdraft limit. After opening a Payoneer account, you can apply for it yourself and there will be a balance in the account. , swipe your card or spend online, and pay platform advertising fees. If the balance in the card account is insufficient, there is no way to spend.

2. Visa card can be recharged directly in RMB in China; Payoneer MasterCard cannot be recharged directly using Chinese bank cards. It can only be recharged through Payoneer account collection platform or transfer from European and American companies.