1. Most people do not sign on the back of the credit card

In the important reminder column of the bank credit card issuance form, it will be marked "This card is for personal use only. Please sign on the card The words "Signed" are written on the signature line on the back. However, in daily life, this tip is often ignored by everyone. A survey by a branch of the People's Bank of China showed that only 24% of credit card holders have endorsed it.

2. Not having a signature on the credit card will affect overseas consumption

Bank staff said that the signature on the back of the credit card is a guarantee of consumer safety and is as important as the password. Different from China, when using credit cards abroad, you do not need to verify the password, it depends entirely on the signature. Therefore, if the cardholder fails to endorse the card, it will affect his normal consumption abroad.

3. Avoid overly neat signatures

Although many merchants currently fail to fulfill their responsibility to verify signatures, consumers still need to establish awareness of credit card security. The font of the signature on the back of the credit card should be consistent with the usual signature. At the same time, try to avoid too neat fonts, otherwise it will be easy to be imitated.

4. The card swallowed by the ATM can be retrieved with the signature

When the cardholder withdraws money from the bank ATM machine, if there is a problem with the machine and the card is swallowed, the bank staff will If the identity of the owner cannot be verified, you can also check the signature on the back of the bank card with the signature on the registration book, and use this as a basis to handle card refund and other services.

5. If the signature does not match, the mall can refuse to sell the goods

When swiping a card for consumption, if the cashier finds that the signature does not match the signature on the credit card during the signature verification process, there is a risk The right to cancel this purchase and refuse to sell the goods. Don’t think this is a fantasy, because the risk of fraud caused by settlement without verifying the signature will be borne by the merchant, and if the credit card is stolen without a signature, the responsibility lies with the cardholder.

6. The signature cannot be altered

The credit card signature cannot be altered, otherwise the signature will be invalid. In the case of incorrect signing, etc., the best way is to apply to the bank for a new card. In addition, most banks will prompt you to use a ballpoint pen to sign when applying for a card to prevent the signature from being blurred.