It can be divided into 24 periods at most.

credit card installment refers to the process that when a cardholder uses a credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee. According to the cardholder's application, the bank will deduct the consumption funds and handling fees by stages through the cardholder's credit card account, and the cardholder will repay them according to the monthly recorded amount.

Bank of Communications provides installment payment for credit card consumption to Pacific Dual Currency Credit Card, Liu Xiang VISA Credit Card, Y-POWER Credit Card, Pacific RMB Credit Card, and various co-branded credit card holders and supplementary cardholders;

the initial amount of bank of communications credit card is: RMB 1,5/USD 1; (Y-POWER card RMB 5 yuan/USD 6)

Number of optional periods: you can freely choose 3, 6, 9, 12, 18 and 24 periods;

installment fee standard of Bank of Communications:

installment amount (RMB) installment fee rate

15-65 .72%

65-125 .72%

125 or more .72%

Reference:

Credit card installment.