Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.
At the beginning of the credit card, the bank will not give the cardholder too much quota, because credit card consumption is also risky for the bank, which is equivalent to lending you money in advance. Well, if the cardholder can't repay the loan within the specified time, the bank will also bear the corresponding losses.