1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.

2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.

3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.

4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.

Which bank has more credit card preferential activities?

Hello, I'm glad to answer the subject's question. As a senior bank credit card user, I think CCB is the most active bank card.

The credit card of China Construction Bank also adopts the point system, which has the same structure as other banks. However, in terms of point redemption, I personally think that both the types and quantity of goods are much better than other bank cards, and the entry threshold is not high. Basically, 80% or even 90% of credit card users can switch to their favorite products.

There are not only seats on it, but also four-piece sets on the bed, as well as practical products such as backpacks and water cups. What attracts me most is that there are some video network members on it, which is undoubtedly very attractive to young people, because now all major online videos adopt membership system, and if members are not open, they can't see their favorite film and television works at all. I once redeemed the membership cards of iQiyi and Tencent on it. Although other banks have launched similar activities, the amount of exchange is extremely low. Basically, 20 or even only 10 places are launched at a time. The volume launched by China Construction Bank is above 1000 every time. As long as you want to change, don't worry at all.

In addition, CCB has also launched a dedicated shopping mall for credit cards. For some people with low consumption level, CCB launched 24 interest-free activities. For example, you want to buy the most popular Apple 12 mobile phone. The price of five or six thousand yuan is really amazing to many people, but after an average of 24 months. It's really a pleasure to start with Apple 12 decisively, even without interest.

However, Bian Xiao would like to remind everyone here that although there are many credit card activities in CCB, we must use credit cards reasonably, and don't set cards or even swipe cards illegally.

What kind of credit card is easy to use and affordable?

Which bank credit card is easy to use and affordable? Generally speaking, it is more appropriate for us to hold up to 6 credit cards. You can apply for credit cards of various banks according to your own consumption needs.

1, four major credit cards

The credit card approval of the four major banks is more urgent and strict than that of other banks, so we can handle the credit cards of the four major banks first, and then handle the credit cards of other banks. The reason for handling the credit cards of the four major banks is very simple, that is, the four major banks have the widest outlets, and most of our business in daily life is handled through the four major banks. Therefore, it is more convenient to handle the credit cards of the four major banks, which can avoid the problem of cross-bank handling in the follow-up business. It is also more favorable for subsequent bank loans.

ICBC credit card, BOC credit card, CCB credit card, ABC credit card, Bank of Communications credit card.

Introduction is as follows:

1, BOC credit card

China Bank Credit Card is an international standard credit card, with one card and two currencies, which is universal. No prepayment is required. You can spend easily at home and abroad with your card within the limit, and enjoy an interest-free loan for up to 50 days. China Bank has overseas branches in 20 countries and regions around the world.

China Bank Credit Card does not require a guarantor, deposit or cash deposit. To apply for a bank credit card in China, you only need to fill in the China Bank Credit Card Application Form, and attach copies of identity documents, permanent residence certificates and financial documents.

2. China Industrial and Commercial Bank Credit Card

China Industrial and Commercial Bank Credit Card is the most widely issued credit card in China. At present, the main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the card issuing pair, it is divided into business card and personal card, and personal card is divided into main card and auxiliary card.

3. CCB Credit Card

CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are all called "Dragon Cards", including exclusive cards, business cards and car cards.

2. China Merchants Bank Credit Card

China Merchants Bank has also become the "first bank in the universe", because China Merchants Bank has the largest market value and the widest network, and its services are getting better and better. In addition, China Merchants Bank also cooperates with a number of offline stores, and you can get certain consumption discounts by using China Merchants Bank credit cards, so the cost performance of China Merchants Bank credit cards is still very high.

Summary: The use of credit cards pays more attention to quality than quantity, so it is more appropriate for us to control the number of credit cards within six. At present, different banks have their own advantages in credit cards, so you can handle them selectively according to your own needs.

The following are the credit card channels of Ping An Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for it yourself if necessary!

Credit card applications of China Merchants Bank and Ping An Bank

Credit card applications of China Everbright Bank and China CITIC Bank

Credit card applications of Agricultural Bank and Minsheng Bank

What kind of credit card offers are more? And more practical?

With the continuous improvement of people's living standards, people use credit cards more and more frequently. If credit cards have many preferential activities, it depends on what we use them for. If it is used to watch movies and refuel, we recommend CITIC Bank, because everyone knows that CITIC Bank has many small activities, but it is worth mentioning that its quota is very general and repayment is particularly inconvenient, but the card itself is beautiful, if there is no special demand.

We all know that China Merchants Bank and China Guangfa Bank have relatively higher credit lines, and it is easier to apply for a gold card, and they may get better points for activities, but it is often more convenient to engage in small activities and spend less money, so they are two better banks. Therefore, you need to pay attention to your own use when applying for a credit card in your daily life. If it is a reminder for daily use, you can choose to apply for CITIC Bank, if there is such a requirement for credit limit.

At the same time, China Everbright Bank is also a bank that can be considered. We all know that the quota of China Everbright Bank is a little higher than that of others, and the quota adjustment is more flexible. Generally, you can apply once every six months, which will generally double, with a lot of points. If you use it frequently, it will also improve our credit. However, what we need to pay attention to is that no matter what kind of credit card, you must repay it on time.

Because we all know that the present era is an era based on honesty. If you can't repay on time, it will have a great impact on personal credit information. I hope everyone can get treatment. You must apply for a credit card through formal channels, never through personal channels. I hope everyone can understand it.

Which bank has more credit card discounts and faster withdrawals?

At present, the credit cards with good reputation and credibility in the market are: China Merchants Bank Credit Card, Ping An Bank Credit Card, Guangfa Bank Credit Card, China Everbright Bank Credit Card, China Merchants Bank Credit Card and so on. These are all good choices. Of course, the specific amount of credit card depends on personal qualifications. Which bank's credit card is best not to generalize, as long as it is suitable for users themselves. Here are some bank credit cards:

1. ICBC: convenient repayment, high credit card limit, but strict application conditions.

2. Bank of China: Low credit card, less activity points and convenient repayment.

3. China Merchants Bank: The success rate of card handling is high, the amount is relatively high, there are many activities, and repayment is also very convenient. Powerful function, multi-card integration, high efficiency, high quality service, adjustable consumer credit limit at any time, powerful online banking, lifelong points system, the latest card loss protection plan. The disadvantage is that the integral policy is too tight. SMS reminder function is not very good.

4. CITIC Bank: There are many preferential activities and great incentives, but the credit line is average. The interest-free period is as long as 56 days, SMS reminders are free, and consumption details can be queried by SMS.

5. China Everbright Bank: the success rate of card processing is high, the amount is high, the withdrawal is fast, and there are many points activities.

6. Guangfa Bank does not need to submit any materials. This is the only bank that can apply online. As long as you fill in and submit it truthfully online, the people in the card center will contact you for credit extension within 15 working days. Results GDB card has powerful functions, favorable points policy, many preferential activities, prompt SMS reminder, mature online payment, support for Taobao Yi Bei, and available points. It is one of the necessary good cards. The disadvantage is that it is not very convenient for outlets to pay less. SMS charges three yuan a month. Credit card merchants are not as popular as the four major banks, and online banking is very simple.

7. HSBC is the major shareholder of Bank of Communications, so it is best to bring a Pacific card to Hong Kong. But there is no online payment function at present. The disadvantage is that the credit line cannot be restored immediately after repayment, and the credit card pass rate is relatively low.

8. Shanghai Pudong Development Bank: The approval is relatively fast, the online banking is good, and the recent preferential activities are relatively rich. The validity period of points is not good for 2-4 years, but points can be exchanged.

Let's stop here for more information about what kind of credit card offers are.